Occasionally, you may find yourself in a position where you need to have a document notarized. Undoubtedly, this has happened if you’re a parent and have had to sign documents concerning your son or daughter, or if you’ve ever conducted any type of real estate transaction. It is not uncommon for a Title Company to send real estate closing papers to a client instead of that person reporting to the office of the Title Company to complete the closing. The question is, where do you go to get a document notarized? Does bank offer this service? Does Bank of America notarize?
Does Bank of America Notarize?
Fortunately, if you have a bank account with Bank of America, you can have one of the representatives notarize a document for you.
Does every Bank of America branch provide notary services?
Every branch does not have a notary available to provide this service. Even if a particular branch does offer notary services, that person may be off that day or otherwise unavailable. Therefore, you should call ahead to make an appointment.
When are the notary services available?
Appointments are available Monday thru Thursday, from 9 a.m. to 5 p.m. and on Friday, from 9 a.m. to 6 p.m.
If you walk in without an appointment, you may be able to sign-in to speak with a bank representative on the spot, but you will have to wait until other customers with pre-scheduled appointments are serviced. There is no limit as to how long you will have to wait, nor any guarantee that you will be seen.
What do you need to have a document notarized?
Since this is a service they provide for their customers, you must have an active account with Bank of America. The service is not available to someone who does not have an account at the bank.
You’ll need to present to the notary a valid, government-issued photo Identification to get a document notarized. Preferably, this will be a valid state driver’s license or identification card. Other acceptable forms of identification are U.S. military identification cards and passports. The notary will have to physically examine these documents to verify that you are who you say you are.
Does Bank of America charge a fee for notary services?
No, Bank of America provides this service free of charge.
What type of documents can be notarized?
Probably, the most common types of document notarized are ones that deal with closing a loan. This includes mortgage loans, lines of credit, commercial loans, construction loans, and auto loans.
Other documents notarized by Bank of America notaries are ones dealing with investments and wealth management services.
What type of document will be refused notary services at Bank of America?
Bank of America notaries will not notarize documents containing blank spaces that can be fraudulently filled in at a later time.
If a document has an error, it cannot be notarized.
Any type of government document that contains preprinted wording, which does not conform with the legal guidelines.
Bank of America offers notary services at many of their branches, but not all. Bank customers with active accounts can have legal documents, such as mortgage loan paperwork and forms related to financial and wealth management services notarized. The service is free of charge. The customer should call in advance to make an appointment.