Are you tired of paying all your bills but not being able to keep track of them? Do you feel like you can’t stay on top of everything? Does keeping track of your monthly bills and spending get you stressed out?
Truebill is an app that solves this problem. It is the ultimate app for managing your finances. It can help you save time and money by keeping track of your bills, making sure that all of them are paid on time, and even finding new deals to cut down on costs!
This review article will show you how Truebill has helped me with my finances. You’ll see everything from how it works to what features it offers so that you can decide if it’s right for you or not!
Table of Contents
1. Introduction to Truebill
2. How to use Truebill
3. Truebill’s various features.
4. How Truebill works
4. Who is Truebill best for?
6. How to get started with Truebill
7. When it makes sense to use Truebill vs. alternatives like Trim
Let’s get started.
What is Truebill?
Truebill is a money management app that helps you save time and money. It automates your bills and subscriptions, cancels unwanted services, and negotiates better rates on your behalf. Plus, it gives you personalized insights into how you’re spending your money so you can make smarter choices with your finances. With Truebill, there’s no longer a need to spend hours tracking down bills.
It’s an early-stage venture based in the San Francisco Bay Area founded at the beginning of 2016, which has already helped users secure refunds on their behalf and reduce monthly bills with its simple interface for tracking spending habits.
The app also provides valuable insights into one’s financial situation so you can make better decisions about what type of subscription services might work best for you.
Customers are raving about Truebill. More than 200 people left excellent reviews on Trustpilot, with many citing great customer service and the capacity to save money using this app! One recent reviewer called it “Customer service = detectives!”
How to use Truebill?
Truebill is changing the way we manage our finances. It is a great way to learn about your finances and see where there might be room for improvement to save time and money. There are so many different services (some are completely free, and others are paid), you’ll be better at managing your money.
To get started, you’ll need to download the Truebill app, which is available on both iOS and Google Play, to take advantage of all of its capabilities. Truebill can be accessed via a desktop browser, which I found useful for syncing accounts, but the app has the majority of the key features. it can be a little daunting to try and figure out how to use the app. But, once you get started, it is simple to navigate.
Truebill’s free money management features include:
– Bank Alerts: Get notified when there’s suspicious activity on your account or if a bill is due.
– Bill Negotiation: Get lower rates for services like cable, cell phone, and internet.
– Cancel Unwanted Services: Automatically cancel subscriptions you no longer use.
– Track Spending: See where you’re spending your money and find areas where you can save.
– Bill Reminders: Never miss a bill again by easily adding each monthly expense to your calendar.
– Credit Score: Get your credit score for free and see how you can improve it.
The following features are available when you upgrade to a premium account:
– Cancellation Concierge: Let Truebill take care of canceling all your unwanted services for you.
– Multi-Account Syncing: Sync all of your accounts in one place, including bank accounts, investment accounts, and credit cards.
– Credit score and credit report: Get your credit score and history to see how you can improve it.
– Personalized Savings: Get recommendations on things Truebill thinks you should save for, like vacations or home renovations.
– Cloud Storage Backup: Never lose track of all your account information again with the cloud storage backup feature that automatically saves everything in one place.
– Pay advance: Get access to a pre-approved advance of up to $120 so you can start saving for your next big purchase.
– Smart Savings: Set personalized savings goals to save for things like weddings or vacations while ensuring you’ll have enough to cover your bills and expenses.
– Premium chat: Get one-on-one support from a dedicated Truebill representative during work hours
When I first signed up with Truebill, I was skeptical of its ability to help me manage my money better. I was surprised at how much it could do. For someone like me who doesn’t have a lot of time to track every little bill and expense, Truebill is a lifesaver. And for people who are looking to save money on their monthly bills, the negotiation feature is unbeatable.
Who is Truebill best for?
Truebill is great for anyone that would like to save money on monthly bills. It’s also perfect for people interested in taking control of their finances by cutting costs and saving time.
The Truebill app makes it easy to keep track of your expenses, subscriptions, savings goals, investments, and debts so you can stay up-to-date on your overall financial health.
Truebill is a great tool for anyone who needs help negotiating lower bills. The free version of the app will get you started, but if calling your phone and cable carrier yourself isn’t an option, then give Truebills paid service a try! There are also tons of information on how to cancel services like gym memberships right from their website, which can be very helpful when dealing with these companies.
The paid subscription offers even more features for those who want all of the features and convenience. With it, you can get rid of subscription cancellation or savings automation, so your money goes further with this app!
You’ll have more time because TrueBill provides many tools in one place rather than having to search elsewhere. The premium service comes with a seven-day free trial, so you can test it out before committing. You can also consider how low monthly fees are compared against other similar services offered by competitors such as Mint.
One of the best things about Truebill is that it’s so user-friendly. It doesn’t require any accounting or financial knowledge – all you need to do is create an account and link your bank accounts and bills. From there, Truebill will do the rest.
How to get started with Truebill
The Truebill app is a fantastic way to see how much you can save by cutting hidden fees from your monthly expenses. It only takes about five minutes and requires no technical skills!
Get started by downloading the Truebill app for iOS or Android. Next, create an account with your email, name, and password (length must be between 8-20 characters). You can also sign-up using Facebook if you want!
After that’s done creating/verifying accounts, save yourself some time by allowing access from plaid via bank account & credit card numbers ready when needed. This is needed for sign-up purposes on their website. After that, you’re ready to begin saving!
When It Makes Sense to Use Truebill VS. Alternatives Like Trim?
If the whole concept of truebill seems familiar, you may have heard of companies like Trim which is Truebill’s main competitor. Both provide free budgeting software and savings accounts and can also cancel unwanted subscriptions for you. Although the two apps have a lot of similarities, there are also some key differences.
– The first difference is that you can connect your bank accounts to Truebill so that it automatically tracks when bills are due and any extra charges for services not included in the monthly bill amount. This is pretty nice because, with other apps, it’s hard to tell whether they’re being used properly or not since you have to input all of your information manually. That’s why we recommend using Truebill
– Truebill also offers a feature that allows you to negotiate bills on behalf of the user, which can lead to significant savings in some cases. They also charge a monthly subscription fee of $3 – $12 and charges a success fee of at least 30 percent, in addition to their monthly subscription fee. Trim does not have a monthly fee; instead, it asks for a $99.00 one-time payment each year. There is no success charge for negotiating. Trim also lets you negotiate your credit card APRs, which may save you a lot of money if you’re someone that have credit card debt.
Overall, we believe that both Truebill and Trim are good for budgeting and managing your finances. They are both easy to use and have different features. Both are free to download and can save you time. If Truebill doesn’t seem like the right personal finance tool for reaching these objectives, you can also check out Trim or other money managing apps.
What Services Does Truebill Work With?
One of the great things about Truebill is that it works with many different services. This means that you can use Truebill to manage all of your finances in one place. As the time of writing this article, some of the services that Truebill work with include:
– Banks: Bank of America, Chase, Citibank, Wells Fargo, and more
– Credit Cards: American Express, Capital One 360°, Discover, Mastercard, Visa
– Mortgages: Quicken Loans
– Phone Plans: AT&T Wireless, AT&T UVERSE, Sprint Corporation, T-Mobile US Inc.
– Utilities: Comcast, Direct Energy, PG&E
– Insurance: Allstate, GEICO, Progressive
– Internet Providers: Comcast, AT&T
– Investing: Betterment, Robinhood
As you can see, Truebill works with a ton of different services. This makes it the perfect solution for anyone looking to manage their finances in one place. Not only does this save you time, but it also makes it easier to keep track of your spending.
Is Truebill safe?
Yes, there are security measures to ensure that your information is secure. Truebill’s access to your financial information is read-only, considered some of the most advanced in the industry. When you create an account with Truebill, your personal information is encrypted using bank-level SSL encryption so that no one can access it except for banks and other financial institutions when necessary to verify transactions or prevent fraud.
What Types of Services Does Truebill Not Work With?
As with any service, there are some services that Truebill does not work with. This includes things like tax preparation, investment advice, and more. However, the team at Truebill is always working on adding new services to their list. So, if the service you’re looking for is not currently supported, be sure to check back in the future.
How Much Does It Cost to Use Truebill?
There’s no cost to downloading the software and using it to keep track of your money or budget. The team at Truebill is committed to providing quality services at an affordable price. As such, a premium subscription (optional) is available to Premium members. You can pay on a scale between $3 to $12 per month for more powerful features (the features accessible to you are identical regardless of how much you spend).
Is it possible to get overdraft reimbursements using Truebill?
No, Truebill does not help you negotiate reimbursements with your bank. While it does provide a script and instructions in the app to assist you in calling and attempting to bargain down the charges on your own, they do not assist you in contacting and bargaining away the costs on your own.
Truebill Review: Final Thoughts
Overall, Truebill is an amazing app that can help you manage your money and save you time. It’s easy to use and has many great features, making it perfect for anyone looking to get their finances in order. If you’re looking for a way to take control of your money, then I highly recommend Truebill.
It may or may not be for you if you’re on top of your budget and spending each month. If you’re too rushed to keep track of auto-renewing subscriptions or service outages, the free service might be worth it.
However, as for the premium services, if you have more than a few bills to pay, Truebill could become your best friend.